I help people in their 20’s and 30’s make smart decisions with their money.
Cash-flow and bank account structure is key. We’ll come up with a plan to do fun stuff now whilst saving for the future. Sacrifices most likely will need to be made, but none that are important to you.
Parents, sharehouse, renting. They definitely all have their pros and cons but they may not be a long-term solution for you. We’ll work together to get you on the property ladder if that’s a goal you have.
Cash, shares, property. There’s no right investment strategy rather one that’s right for you. Risks will have to be taken to get higher returns, but no more than you’re comfortable with.
Credit cards, car loan, Afterpays, mortgage, investment loans. Debt can both be bad or good(ish). We’ll come up with a plan to get your debt under control.
Tax is unavoidable and always will be. Nobody likes overpaying, let’s make sure you’re not paying more tax than you need to.
Sure we’ll get your super sorted but waiting until 60 for this “pot of gold” to retire doesn’t sound too fun to me. We’ll work on a plan to retire or cut back work at an age that excites you.
If you can’t afford to quit work today forever, there’s a good chance you need insurance. We’ll come up with a plan to make sure you and your family have just enough coverage so that money isn’t a concern should something happen.
It sucks to think about but once in place it can save a lot of headaches down the track for you and your family. We’ll help you identify your estate issues and get external legal help where required.
6+ years helping people with their money at various accounting and financial advice businesses in Sydney and the Central Coast.
I have no links to banks, insurance companies or super funds and am a member of the Independent Financial Advisers Association of Australia (IFAAA).
So how does this benefit you?
It means the only person I work for is you and where a product is required for your plan, all options are on the table and assessed on their merit.
I don’t accept commissions or asset percentage-based fees. Ever.
I charge a fixed fee which is based on the work we agree we will do together after our initial meeting.
So how does this benefit you?
I get paid the same regardless of the advice I give.
Invest in cash, property, shares, super. Pay down your debts. Take out income protection insurance. Blah blah blah.
There are so many paths to take when it comes to someone’s financial situation. I’m passionate that charging a fixed fee with no commissions is the best way to remove conflicts so that all paths are considered with no bias.
I’m a millennial as well and specialise in working with people like us.
When I was 18 and in my first year at uni in Newcastle I owned some shares and had a few questions. So, I got my paperwork, went to Charlestown and walked into two of the bigger advisory businesses in Newcastle. I asked if I could meet with an adviser. Long story short I never got the chance.
Traditionally financial advisers have worked to make rich people richer and neglected millennials who I believe need advice more. I hope to help change this by working with young people looking to improve their financial situation.
Level 3, 74 Castlereagh Street, Sydney
Shoot me a question that’s on your mind!